The best gift this year, in my opinion, is to lend $25 to the nonprofit Kiva, or give someone a $25 gift certificate from the organization so that he or she can choose the person they want to lend to. Best of all, when the money is paid back you can lend it to another person who needs a loan to get his or her business going. Teaching a child early on the importance of helping out those in need may stay with them their whole lives. 
At Kiva, you can look together through the profiles of people from all over the world who are asking for relatively small loans. The loan repayment rate is phenomonally high–near 100%. What a wonderful feeling to know that in a small way you are helping someone.
One of my all-time favorite gifts is a solar powered rainbow maker that attaches to your window. Over the years, we’ve bought these for more than half a dozen of our friends and family. They’re simple to use and can really brighten up your morning!
How about you? Do you have any suggestions for neat gifts this year? We’d love to hear them!
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